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After the thirtieth day, you may receive a refund pro rated at the non discounted annual plan cost. A $75 cancellation fee will be charged and any service costs incurred by Select Home Warranty. 14. Renewal Transfers. In the event You wish to renew this Agreement for an additional term, as set forth in the schedule page accompanying this Agreement, You must contact a Select representative prior to the expiration of your current term. You will be notified by a Select representative as to the new rates and the new terms of coverage.

If you recognize that you are paying for something that may never be needed going in, then when you have a loss, you recognize the benefit.

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In the USA, home warranty is a contractual agreement provided to an owner of a house by any of a number of different types of entities such as home builders, risk management groups, or others.

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